Insurance for you: AED 2,340/yr comprehensive. With ADCB at 4.99% over 48 months, total monthly cost lands near AED 1,415 including insurance β the cheapest total cost of ownership on the floor.
3.3% below market on 31 comparables, and the completed recall actually helps you: it comes with a certificate, so the #1 objection is already dead.
The honest part: it has had two owners, and there is light curb rash on the front-right wheel. Cosmetic only β I would not pay to fix it, and I already used it to hold the price down.